Roth Ira Limits For 2024 Over Age 50. You can make 2024 ira contributions until the unextended federal. Those are the caps even if you make more, up to the phaseout level.

With the passage of secure 2.0 act, effective 1/1/2024 you may also be eligible to contribute to your roth ira using 529 rollover assets. If you qualify, you can contribute up to $7,000 if you are under 50.